The AA Home insurance

The Automobile Association or “the AA”, as it’s widely known, is the UK’s largest motoring organisation. It’s been around since 1905, when its duties were to make motorists in London aware of dangers on the road through the use of road signs, and to help anyone whose car had broken down.
In 1967 it started branching out into insurance and now, as a broker, it covers a range of drivers and their vehicles including cars, vans, caravans and motorbikes.It also offers 4* Defaqto-rated home insurance covering both the building and contents.
The AA offers a range of cover options to suit individual needs. These include:
• Buildings insurance
• Contents insurance
• Combined building and contents insurance
• Home insurance Plus (combined enhanced building and contents insurance)
Optional extras
The AA offers increased protection that can be added to a home insurance policy, including:
• Legal expenses cover
• Home emergency cover
• Accidental damage cover
• Personal belongings cover
There are a number of factors that can affect the cost of your AA home insurance premium, including:
• The cover option you choose. The upgraded buildings, contents and combined cover policies offer more features and broader cover than the AA’s Primary cover options, which will likely be reflected in the price.
• Your sum insured. The greater the amount you wish to insure your home or contents for, the more you can expect to pay for cover.
• Your home. The age of your home and the materials from which it is constructed can influence its ability to withstand damage.
• Where your home is located. Certain risks, for example storm and theft, are more prevalent in certain areas and insurers will take this into consideration when calculating your premiums.
• Security. Security measures such as an alarm system and deadbolts can act as a deterrent to thieves and therefore reduce the cost of your cover.